What These Terms Cover Across Indonesia
These Terms & Conditions set the rules for creating an account, confirming your phone number, keeping your login details private, and using the available lobby where local law permits. They also explain how we record a DANA, OVO, GoPay or QRIS transaction, match a bank transfer
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or virtual account reference, and pause a request when account details do not match the payment record. You must provide accurate details and use a payment route held in your name when our checks require it. A request involving BCA, BRI, Mandiri or BNI may need
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receipt or reference details before we can assess its status. Access can vary by location and device, so the wording depends on local law. Read the policy before opening an account, and contact us through the account support path if a clause or account action is
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unclear.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.